Established 2019 We clean. We clear. We restore.
Clear your name. Get your credit life back.
We specialise in debt review removal, ITC clearance and prescribed debt. We check your credit report, tell you honestly where you stand and take you through the legal route to a clean profile.
WhatsApp and phone, Monday to Friday, 09:00 to 16:00.
- The legal route onlyNo shortcuts, no fake certificates
- Free report guideYour Experian report in five minutes
- Anywhere in South AfricaHelp on WhatsApp and phone
- POPIA-safeYour documents stay private
What we do
Three specialities, one goal: a clean credit record.
- 02ITC clearanceIncorrect, paid-up or out-of-date listings taken up with the credit bureaus, so your record shows the truth.
- 03Prescribed debtOld debts that are past their legal time limit, often the key when a creditor will not give you a paid-up letter.
- 04Improving your credit scoreA plain plan for building your score back up once your record is correct. No overnight promises.
How it works
Four steps, and we walk you through each one.
- 01
Get your free credit report
Download your Experian report. It is free for every South African and takes about five minutes.
How to get it - 02
Send documents via WhatsApp
Three quick details, then attach the documents we list for your case in the WhatsApp chat.
How to send them - 03
Your consultation
We go through your report with you and tell you honestly where you stand and which route applies.
- 04
We handle the process
We do the paperwork and the follow-ups with your debt counsellor, creditors and the credit bureaus.
Prefer to talk? Call 079 676 4603.
Why trust us
Straight answers, the legal way.
There are people out there promising to "lift your flag overnight". That is not how it works, and it can leave you worse off. Here is what you get from us instead.
- An honest answer first. If clearing your name is not possible yet, we tell you, and we tell you what has to happen first.
- Costs explained before you commit. No surprises later.
- The proper process only. We never give you a certificate or letter that did not come through the legal route.
- Professional and discreet. Your file is handled with care, in private, by people who know the process.
- Your plan stays safe. We will never tell you to stop paying your debt review plan.
Questions
What people ask us first.
Anything else, just ask on WhatsApp.
Can my name really be cleared from debt review?
Yes, through the proper legal process. The most common route: once every debt under your review is paid up (a home loan can still be running), your debt counsellor must issue a clearance certificate, and the credit bureaus then remove the debt review flag. We check your file first and tell you honestly which route applies to you.
Should I stop paying my debt review plan?
No. Keep paying your plan while we look at your file. Stopping payments can cost you the lower interest rates and protection your plan gives you.
How long does it take?
It depends on your file: what is still owing, and whether your debt counsellor is still trading. We give you an honest estimate at your consultation, before you commit to anything.
What is ITC clearance?
Getting incorrect, paid-up or out-of-date listings taken off your credit record. Many South Africans still call their credit record their "ITC". Correct listings cannot be removed early, and we will tell you honestly which of yours can.
What is a prescribed debt?
Most ordinary debts, such as store accounts, personal loans and cellphone contracts, prescribe after three years if the creditor took no legal action and you did not acknowledge the debt. A prescribed debt can no longer be legally collected.
Do I have to send documents first?
No. You can chat to us first. Once we know your case, we tell you exactly which documents to send.
Where are you based? Can you help me if I live far away?
Consultations happen on WhatsApp and by phone, so we can help wherever you are in South Africa.
Is my information safe with you?
Yes. Your documents are used only to work on your file, are never shared with anyone you have not agreed to, and are handled under the Protection of Personal Information Act (POPIA).
Office hours: Monday to Friday, 09:00 to 16:00
Ready to clear your name?
Send one WhatsApp message and we will set up your consultation.
Existing client? Request an update on WhatsApp